Stuck between a Ferrari and a hard costly place

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I REFER to "New Ferrari written off, owner in hospital", where it was reported the stationary truck Fabian Roberts crashed into with the Ferrari had minimum damage.

In fact, the truck is a write-off. The whole chassis was bent. This small business owner has to dig into savings to replace this working truck due to extremely reckless driving.

While insurance companies argue over who is liable to pay for the Ferrari, the truck owner is stuck in the middle with the most to pay .